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"I saved over £20 a month on my life insurance just by using Think Cover."
- Stacey Higgins
"Getting the best life insurance has never been easier thanks to Think Cover."
- Keith Wilson
"We saved over £300 on out annual life insurance premiums with Think Cover."
- Mr & Mrs Chadwick
No one likes to think or talk about a time in which they are no longer around, but the subject of later life planning really shouldn't be seen or treated as a taboo. The consequences of not having sensible provisions or plans in place for your family and loved ones can potentially be catastrophic (in terms of getting into debt due to a sudden bereavement).
Not everyone needs life insurance (also known as life cover and death cover). But if your children, partner or other relatives depend on your income to cover the mortgage or other living expenses, then the answer is yes – you probably do want life insurance, since it will help provide for your family in the event of your death.
We help people find the right cover to protect their loved ones in the event that you can no longer be there to protect and provide. Fill out the form and speak to a consultant to find out how cheap peace of mind can actually be.
We are committed to protecting your privacy during your visits to the www.thinkcover.co.uk web site and we recognise our responsibility to keep the information you provide to us confidential at all times.
We protect your personal information on the Internet to the same standards we would do in person or on the telephone. Your personal information will not be disclosed to other companies except in circumstances advised to you at the time you apply for a product or service.
A 'cookie' is information that a web site stores on your computer so that it can remember something about you at a later time. Cookies are commonly used on the Internet and do not harm your system. The cookies used on this web site do not include any information that others could read and understand about you, such as your name or account numbers. We currently use a combination of first party, third party, permanent and temporary cookies in the following way: To collate general management information which is used to plan enhancements to our services and tailor aspects of the site functionality for individual visitors. We do not share information with other companies that use the same third party tracking codes. If you do not want us to use cookies when you visit this web site, you can configure your browser not to accept them or opt-out. Please refer to your browser's 'help' facility.
When you request price comparisons, quotes or further information for products or services that are shown on our site, by completing and submitting our online form, you will provide us with the following personal and other information: Your first name, last name, email address, postal address, postal code, telephone number, age. We will keep a record of this information. Our online forms may require other information to help us to understand your requirements, and find suitable suppliers for you.
Depending on the type of supplier that you are looking for, such information may include sensitive personal information. For example, if you are looking for suppliers of cosmetic surgery or other medical procedures, we may ask you to provide some details about your physical health or condition. By completing and submitting any sensitive personal information, you will be deemed to have given us your explicit consent to process such information for the purpose of finding suitable suppliers for you and putting you in contact with such suppliers.
From time to time, we may change our online forms, and the personal and other information that we require. We may also collect and record your personal information if you:
Complete and submit other forms on our site. Contact us, or we contact you, by email, telephone or post for any reason. Post comments, material or other content on our site. Participate in promotions or competitions on our site.
Complete surveys or polls on our site or that we send you. We may monitor and/or record telephone calls for the purposes of quality control and staff training. Each time you access our site, we may collect and record details of your visit, including (for example): Your IP address, operating system and browser type, the pages and resources that you have accessed, and other technical information.
We collect and record this information automatically, through our use of cookies and similar technologies, which are further explained below. Unfortunately, the transmission of information via the internet is not completely secure. Although we will do our best to protect your personal information, we cannot guarantee the security of your information transmitted to our site; any transmission is at your own risk. Once we have received your information, we will use strict procedures and security features to try to prevent unauthorised access.
When you request price comparisons, quotes or further information for products or services that are shown on our site ("Information"), through our online forms or otherwise, we may: - contact you by telephone, SMS, email or post with the Information; - contact you by telephone, SMS, email or post to confirm or verify your contact details or the details of your request; and/or pass on your personal information and the details of your request to selected suppliers of the products or services for which you have requested Information, who may contact you directly by telephone, SMS, email or post. Once we have processed your information, it will be passed to one of our 3rd Party Suppliers to be able to provide you with an accurate quote for the product that has been requested.
When you ask for information regarding a product or service on the www.thinkcover.co.uk web site, you will be asked for information that is needed to process your enquiry. The information that you provide will only be used for the purposes described at the time of your application and where applicable in the Terms and Conditions that apply to the relevant product or service.
Terms and Conditions for Use
These terms and conditions were last updated on 29/12/2016
1. Introduction
2. Customer Information
3. Privacy
We take your privacy seriously. We are registered under and comply with the Data Protection Act 2004. For further details please see our Privacy Policy.
4. Customer Complaints
We endeavour to respond to all complaints or queries within five working days.
5. Events outside our control
We shall not be liable for delay or failure to perform any obligation under these terms & conditions if the delay or failure is caused by any circumstances beyond our reasonable control, including, but not limited to, acts of god, war, civil disorder or industrial dispute
6. Licence
7. Copyright
8. User Generated Content
9. Limitations and Exclusions of Liability
10. Indemnity
By your use of our website you hereby indemnify us and undertake to keep us indemnified at all times now and in the future against all possible claims relating to any breach of these terms and conditions by you. Such indemnities to include, (but not be limited to) all costs legal and otherwise, all other expenses, damages or settlements arising from your breach of these terms and conditions.
11. Variation
We reserve the right to vary these terms & conditions at any time, without giving notice to you. Such varied terms and conditions shall automatically apply to the use of our website from the date of publication on our website.
12. Assignment
We reserve the right to assign our rights and also our obligations under these terms and conditions, without giving notice to you. This right of assignment shall only apply to us and shall not apply to you in any way.
13. Severability
The foregoing paragraphs, sub-paragraphs and clauses of these terms & conditions shall be read and construed independently of each other. Should any part of this agreement or its paragraphs, sub-paragraphs or clauses be found invalid it shall not affect the remaining paragraphs, sub-paragraphs and clauses.
14. Waiver
Failure by us to enforce any accrued rights under these terms & conditions is not to be taken as or deemed to be a waiver of those rights by us unless we acknowledge the waiver in writing.
15. Third Parties
These terms and conditions are between you and us. They do not apply to, or benefit any third party and are not reliant on any third party.
16. Entire Terms & Conditions
These terms & conditions set out the entire agreement and understanding between you and us.
17. The Consumer Rights Act 2015
These Terms & Conditions are specifically written in accordance with the Consumer Rights Act 2015. Should these Terms & Conditions conflict with the Act, the Consumer Rights Act 2015 shall prevail and apply.
18. Your Statutory Rights
Where acting as a consumer your statutory rights are unaffected.
19. Jurisdiction
These terms & conditions shall be interpreted, construed and enforced in accordance with English law and shall be subject to the exclusive jurisdiction of the English Courts.
Our contact details are as follows:
Email: admin (@) thinkcover (.) co (.) uk - with no spaces or brackets